Storm Damage – Take Pictures

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Hi Again,

I know you will clean up your basement and start throwing away all the water damaged stuff. Let me share with you what my CHUBB contracted adjuster advised me.

Before your throw anything away, you must photograph it, and document it. This includes floor mats and area rugs, toys and towels. EVERYTHING!!!

Keep a chart that records the item,

  1. when bought,
  2. where bought
  3. how much you paid
  4. cost of replacement

Also keep track of the time you spent cleaning up and anything you do to help mitigate the damage. Did you rent a wet vacuum or other equipment? All of these are insured payables. You are entitled to more than you think so make sure not to leave anything out to maximize your claim and limit your losses.

Remember, it doesn’t have to be a perfect list, but the more detail you can provide, the better your claim will be.

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